These terms govern your use of www.yost.group and the general relationship between you and Yost Group LLC ("Yost Group," "we," "us"). By using this website you agree to them. If you hire us for consulting or coaching, or use one of our apps, the specific agreement, end user license agreement (EULA), or terms of service for that offering also apply, and they control wherever they differ from these terms.

01 Who We Are

Yost Group LLC is a Service Disabled Veteran Owned Small Business (SDVOSB) providing program management consulting, financial coaching for couples, and mobile and web apps. You can reach us at info@yost.group.

02 Using This Website

You may browse, read, and share links to this website for personal and internal business purposes. You agree not to:

03 Educational Content, Not Professional Advice

Articles, papers, videos, and other content on this website are for general education and information. They are not legal, tax, investment, accounting, medical, or mental-health advice, and they do not create a client relationship.

Financial coaching is not financial advice. Yost Group is not a registered investment advisor, broker-dealer, tax preparer, or attorney, and does not recommend specific securities or investment products. Coaching focuses on budgeting, communication, planning habits, and accountability. Talk to a licensed professional before making investment, tax, or legal decisions.

04 Consulting & Coaching Services

Booking a call through this website does not by itself create a client relationship. Scope, schedule, fees, payment terms, and any satisfaction guarantee or refund for a paid engagement or program are set out in the written agreement or program description you accept when you enroll.

Results depend on your own decisions and follow-through. We do not promise any particular financial, career, or business outcome.

05 Apps

Each Yost Group app is governed by its own EULA or terms of service and its privacy policy, linked from the app's page in our app catalog and from its store listing. Purchases made through the App Store or Google Play are also subject to Apple's or Google's terms, and refunds for those purchases are handled by Apple or Google.

06 Intellectual Property

The content of this website, including text, graphics, logos, frameworks, and downloadable materials, belongs to Yost Group LLC or its licensors and is protected by copyright and trademark law. Materials provided to you as part of a coaching program or consulting engagement are licensed for your own use and may not be resold or redistributed.

07 Third-Party Links & Services

This website links to and relies on services we do not control, such as Google Calendar, Google Forms, app stores, and social networks. Your use of those services is governed by their own terms and privacy policies, and we are not responsible for their content or practices.

08 Privacy

How we handle information from this website and our apps is described in our Privacy Policy, and in any app-specific privacy policy linked from the app's page. We do not sell your personal information.

09 Text Messaging (SMS)

Yost Group LLC sends text messages only to people who give us their mobile number and agree to receive them. Agreeing to receive texts is not a condition of any purchase or service.

10 Disclaimers

The website and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the website will be uninterrupted or error-free.

11 Limitation of Liability

To the fullest extent permitted by law, Yost Group LLC and its owner will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or savings, arising from your use of this website or its content. Our total liability for any claim arising from these terms or your use of the website is limited to the greater of the amount you paid us in the twelve months before the claim or US$100. Some jurisdictions do not allow these limits, so they may not apply to you in full.

12 Indemnification

You agree to indemnify and hold harmless Yost Group LLC from claims, losses, and expenses, including reasonable attorneys' fees, arising from your misuse of the website or your violation of these terms.

13 Governing Law & Disputes

These terms are governed by the laws of the State of California and by applicable United States federal law, without regard to conflict-of-law rules. Before filing any claim, you agree to contact us at info@yost.group and try in good faith to resolve the dispute informally for at least 30 days.

14 Changes to These Terms

We may update these terms from time to time. When we do, we will revise the "Last Updated" date above. Continuing to use the website after a change means you accept the updated terms. If any provision is found unenforceable, the rest remain in effect.

Contact

Questions about these terms? Reach out directly. We respond to every message.

Yost Group LLC — Rick Yost
info@yost.group